Our ACA Services

We provide complete enrollment assistance and ongoing support to ensure you get the healthcare coverage you deserve

Plan Comparison & Selection

Our certified counselors help you compare available ACA plans in your area, analyzing benefits, costs, and coverage options to find your perfect match.

  • Side-by-side plan comparisons
  • Network provider analysis
  • Cost-benefit evaluation
  • Prescription drug coverage review
  • Personalized recommendations

Enrollment Assistance

Complete application support from start to finish, ensuring your enrollment is accurate, complete, and submitted on time.

  • Application completion assistance
  • Document gathering guidance
  • Income verification support
  • Special enrollment period help
  • Application status tracking

Subsidy Calculation

Determine your eligibility for premium tax credits and cost-sharing reductions to maximize your healthcare savings.

  • Premium tax credit estimation
  • Cost-sharing reduction analysis
  • Income projection assistance
  • Advance payment setup
  • Year-end reconciliation guidance

Ongoing Support

Continuous assistance throughout your coverage period, including plan changes, life event updates, and renewal support.

  • 24/7 customer support
  • Plan change assistance
  • Life event reporting
  • Annual renewal guidance
  • Claims and billing support

Special Enrollment Periods

Expert guidance for qualifying life events that allow you to enroll or change plans outside the open enrollment period.

  • Life event qualification review
  • SEP timeline management
  • Documentation assistance
  • Plan transition support
  • Coverage gap prevention

Education & Advocacy

Comprehensive education about your rights, benefits, and how to maximize your healthcare coverage throughout the year.

  • Benefits education sessions
  • Provider network navigation
  • Claims process guidance
  • Preventive care optimization
  • Consumer rights advocacy

ACA Plan Types We Support

Understanding the different metal tiers and what they mean for your coverage and costs

Bronze Plans

Lowest Premiums

Ideal for healthy individuals who want protection against worst-case scenarios while keeping monthly costs low.

  • Covers 60% of healthcare costs
  • Lower monthly premiums
  • Higher deductibles and out-of-pocket costs
  • Free preventive care
  • Good for emergency protection
Silver Plans

Best Value

The most popular choice, offering balanced premiums and out-of-pocket costs with additional cost-sharing reductions available.

  • Covers 70% of healthcare costs
  • Moderate monthly premiums
  • Moderate deductibles
  • Eligible for cost-sharing reductions
  • Good balance of costs and coverage
Gold Plans

More Coverage

Higher premiums but lower out-of-pocket costs, perfect for those who expect to use healthcare services regularly.

  • Covers 80% of healthcare costs
  • Higher monthly premiums
  • Lower deductibles and copays
  • More predictable costs
  • Good for frequent healthcare use
Platinum Plans

Highest Coverage

Maximum coverage with the highest premiums but lowest out-of-pocket costs for those with significant healthcare needs.

  • Covers 90% of healthcare costs
  • Highest monthly premiums
  • Lowest deductibles and copays
  • Most predictable costs
  • Best for high healthcare utilization

Frequently Asked Questions

Common questions about our ACA enrollment services

Yes, our enrollment assistance services are completely free. We're paid by insurance companies when you enroll, so there's no cost to you for our expert guidance and support.
Most enrollments can be completed in 30-45 minutes once you have all necessary documents. We'll help you prepare everything in advance to make the process as smooth as possible.
Yes, we can help you change plans if you qualify for a Special Enrollment Period due to life events like marriage, birth of a child, job loss, or moving to a new area.
Absolutely! We help determine your eligibility for premium tax credits and cost-sharing reductions, and assist with the application process to maximize your savings.
You'll typically need Social Security numbers, income information (pay stubs, tax returns), and immigration documents if applicable. We'll provide a complete checklist during our consultation.
If you miss open enrollment and don't qualify for a Special Enrollment Period, we can help you explore alternatives like short-term plans or prepare for the next open enrollment period.

Ready to Get Started?

Let our certified enrollment specialists help you find the perfect ACA plan for your needs and budget. Call now for your free consultation.